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Besides the obvious CVV variations provided by different PANs and expiration dates, most card issuers will use different CVKs for different batches of cards.
Cards can be grouped by bank, by ATM network, or by other means of identifying a certain group of cards.
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Different names are used to refer to the values depending on the particular payment system, the location of the value on the card, and the parameters passed to the CVV algorithm.
To calculate a 3-digit CVV, the CVV algorithm requires a Primary Account Number (PAN), a 4-digit Expiration Date, a 3-digit Service Code, and a pair of DES keys (CVKs).
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